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Parable for Roth Conversion

Submitted by Harold Wong on Tuesday, June 30, 2015 - 3:00pm

Many boomers keep most savings in either 401(k) plans or traditional individual retirement accounts. If you’re in this generation, born between 1946 and 1964 and with a few working years remaining before retirement, consider converting your IRA to a Roth.

Happiness Before Retirement

Submitted by Maureen Crimmins on Tuesday, June 30, 2015 - 12:00pm

People say things like, “When I retire, I am going to be happy,” or “When I don’t have to work anymore, I will be happy.” The truth is, if you don’t think you can be happy until you retire, you won’t be.

The Market Rally Quiz

Submitted by Brenda Wenning on Tuesday, June 30, 2015 - 9:00am

Although the stock market hasn’t advanced much this year and is ebbing lately, it still has hit new highs. Considering that economic news is up and down, why is that? Let’s take a simple quiz and answer the following multiple-choice question.

Spending Time in Retirement

Submitted by Joseph A. Clark on Monday, June 29, 2015 - 3:00pm

Every day you read headlines talking about the money you need for retirement. What happens to the rest of your life – and who you think you are – after you punch your last time clock? Here’s how to consider changes that won’t come with a dollar sign.

Class of 2015, What’s Next?

Submitted by Lewis J. Walker on Monday, June 29, 2015 - 12:00pm

The graduation parties are over. Your diploma is at the frame shop. Now what? What’s next in your life transition? College, graduate school, a job, the military? What is your strategy for moving forward with passion and purpose?

Funds: Similar; Results: Not

Submitted by Jared Kizer on Monday, June 29, 2015 - 9:00am

Fortunes change for mutual funds, even the best ones. That’s true for funds that seem to be alike. Subtle differences, however, can spell a noteworthy divergence in performance. A case in point is the contrast between good funds from Dimensional Fund Advisors and Vanguard Investments.

How Averages Really Work

Submitted by Lon Jefferies on Friday, June 26, 2015 - 12:00pm

Stocks return 7% a year on average, according to Wharton Professor Jeremy Siegel’s famous study, not 7% in any given year. But averages can give us a good indication of what to expect as long as we have a large enough sample size, spread over a long enough time.