AdviceIQ Articles

  • Advice for a Recent Widow

    The death of your spouse is likely the most traumatic event of your life. How you deal with the loss of your life’s partner is crucial to the rest of your days.
     

  • The Make-Me-Rich Fallacy

    As a financial advisor, I hear the question a lot: “What stock should I buy to make me rich?” My answer: “That stock doesn’t exist.” The way to amass solid wealth is to be smart and disciplined.
     
    My firm’s central philosophy on investing is that the most important determinant of your lifetime investment returns is your own behaviorThe magic winner stock will not land in your lap. You need to plan to own many good securities, holding on to them through bad times and good, making deliberate changes only when warranted.
     

  • Target Date Funds’ Downside

    Target date funds are popular because they aim to give you increasing safety as you grow older – shifting from a high, growth-oriented concentration in stocks to a more conservative, bond-heavy allocation as retirement nears. That shift is called the “glide path.” Trouble is, not all the glide paths are smooth.
     

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