AdviceIQ Articles

  • Make Your Money Last (Pt. 1)

    You retire and don’t even own an alarm clock anymore. Then it hits you: Can you really afford this lifestyle? Did you save enough and invest right? How long will your money last?

    This first of two articles presents strategies to ease your worry about outliving your savings.

    Plan a bigger portfolio than you think you’ll need. When planning for retirement, never imagine you’re going to get off easy. Think the opposite.

  • Currency Manipulation Mess

    Around the globe, government manipulation of currencies and stock markets are increasingly common. The likely outcome: a huge mess, menacing the world’s economies, including that of the U.S.

    The value of money is variable. The currency of one country continuously fluctuates in value relative to the currency of every other country – and owing to global interdependence, those fluctuations can have a dramatically baleful economic impact.

  • Mind Your Family Biz Legacy

    Few family enterprises survive long after founders pass them to younger generations. You can beat these odds with frank discussion of some of the most important – and often ignored – aspects of running a business.

  • Delaying 1st IRA Payouts

    For most folks, when you reach 70½, you must start taking money from your retirement accounts every year. A little flexibility exists in the first year for you to plan withdrawals to your tax advantage.

  • The Market: Exaggerated Woes

    What’s odd about this stock rally is how it over-reacts to events, such as turmoil overseas, that show little ability to harm the U.S. economy – which after all is what American equity values are mostly based on.

    Consider the latest market buffeting. In September, the Dow Jones Industrial Average lost 0.31%, the Standard & Poor’s 500 fell 1.58%, and the Nasdaq dropped 2.15%.

    Then on Oct. 1, the markets really got hammered. The Dow slid 1.4%, the S&P 500 1.32% and the Nasdaq 1.59%.

  • Retiring, Your Lifestyle Intact

    No matter what tools we use to calculate the numbers, we financial advisors always come to a plain and simple truth: Some clients are well-positioned for retirement and others are not. Which are you? What advice do you need?

  • Investing? Know Your Goals

    You know you need to put money away. You might want to save for retirement or for your child’s education or just need a rainy-day fund for emergencies. Whatever your target, know that different financial goals require different strategies.

    I hate it when a client says, “I have X amount of dollars to invest” and yet won’t tell me anything about his or her goals. I can’t give you a good answer unless I can understand what you’re trying to accomplish with money.

  • Lagging Small-Caps: Bad Sign

    The stock market rally of 2014 is not uniform. Turns out that not all stocks are created equal. Small–cap stocks are negative this year, at odds with their historical tendency to do well in an economic expansion. That sounds a cautionary note for investors.

  • Top Mistakes Investors Make

    Investors are human and they make lots of mistakes. A panel at National Financial Advisors Week spotlighted some of these errors and had some good tips on how to avoid them.

    When the stock market goes south is when a lot of mistakes occur. “History shows we are overdue for a correction,” noted David Callaway, editor-in chief of USA Today and the panel’s moderator.

  • How’s Your Emergency Fund?

    Financial planners commonly recommend you keep an easily accessible emergency fund for unexpected expenses. Too bad few people do it. Take steps now to avoid being caught short of money.

    More than a third (34%) of 2,000 adults recently had an unexpected event such as a medical problem or a home-related expense that set them back financially, according to a national survey by Pew Research.

Pages

Subscribe to AdviceIQ Articles