AdviceIQ Articles

  • What’s Buffett’s Secret, Really?

    Invest like Buffett? How many times have you heard that one? Not everyone has his billions, which allows the Oracle of Omaha to snatch up deals unavailable to most of us, like his 2009 purchase of Burlington Northern Santa Fe railroad. But once again, his yearly missive to his shareholders shows how simple the keys to his success are.

  • Protecting From ID Theft

    Leave your laptop unlocked, toss a bill full of sensitive financial info into the trash un-shredded, even just hit the submit button when using your credit card to buy online: You can stumble into the identity-theft trap at any time. Protecting yourself means making basic security steps a habit.

  • 10 Best Financial Websites

    In this digital age, we’re fortunate to have a plethora of sources to find information and help order our financial lives. But amid the vast array of sites, 10 stood out. I highly recommend them.

    I weaned this list from an enormous field. According to Google Dashboard, I currently maintain 663 bookmarks in my Chrome browser, sorted among 53 different folders. All of these websites were important enough that at one point, I elected to bookmark them.

  • Corporate Bonds: Why Bother?

    A standard investing precept: Bonds add ballast to your portfolio, buffering it from harsh economic times, when stocks tank. But most don’t recognize that there are bonds and there are bonds. From a total portfolio perspective, corporate bonds don’t give you any better performance than Treasury securities, and corporate-leaning portfolios do worse in downturns than Treasury-laden ones.

  • 401(k) Education Helps Profits

    Your employees probably don’t make best use of your company’s retirement plan. Addressing this problem can boost their job performance and optimism – as well as your profits.

    What if you offer your current and future employees the possibility of a 250% larger retirement account? Such a move makes your firm a lot more attractive and your cost of losing talented people to your competitors drops dramatically.

  • Tax Breaks to Pay for College

    Going to college brings enough stress – not to mention debt. You can offset some costs of your education or your child’s with tax credits and reductions to taxable income. These credits and reductions, though, can trip you up if you’re careless.

    For starters, you can take more than one education tax benefit in one year but generally your expenses must be segregated from one another in your reporting. In other words, you usually can’t take two tax benefits based upon the same education expenses.

  • You Call That Tapering?

    On the surface, the Federal Reserve appears to be diminishing its overwhelming presence in Treasury and mortgage-backed securities, by pulling back on its bond-buying program. But it isn’t. Little-appreciated fact: While it may be tapering down the purchases, it still is sitting on a huge pile of bonds that it isn’t drawing down.

  • Bettering Kids’ Lives (Pt. 3)

    Our previous articles looked at our children's financial challenges and money moves we can make to help our kids. The foremost lesson for children, though, is to always save 10% of income – whether from an allowance, babysitting gigs or gifts, as well as their gross earnings and investment income later. Teach them early how to save and you teach the difference between mere riches and true wealth.

  • Investing That Preys on Fear

    Sure you save your money because you’re scared of poverty in your retirement. Financial pitchmen know this and target your fear. Learn how to protect yourself.

  • Bonds and Higher Rates

    So where is the big, long-anticipated yield hike in the benchmark 10-year Treasury? It has yet to materialize. The outlook for bonds is that huge swings in their value are unlikely, regardless of what happens to interest rates.


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