AdviceIQ Articles

  • The Magic of Advisor Collaboration

    The strength of the best advisor-client relationships is a collaborative spirit.

    Clients bare their financial and personal lives to an advisor: That dumb investment you made in your friend’s ice cream parlor, the huge mortgage you took out to buy a McMansion, your plans to have a child in a year or so. Based on that candor, the advisor’s task is to give you clear-eyed counsel, using solid know-how and experience.

  • Questions About Alternatives

    Alternative investments are all the rage these days. Think through all the details, though, before deciding if they fit your financial plans.

    Mutual fund companies fall all over themselves to sell financial advisors and their clients on “liquid alts” easily bought or sold or on hedge fund-like strategies with the daily liquidity offered in a mutual fund wrapper.

  • Women’s Financial Planning

    In his best-seller Men Are from Mars, Women Are from Venus, John Gray talks about men “going to their caves.” Yet in financial planning, both genders often retreat from difficult situations and decisions. This harms financial futures – especially women’s.

  • Good Earnings – Huh?

    So second quarter earnings will be strong? We keep hearing that, but the forecasts don’t tend to pan out. Until July’s dip, stock prices this year marched higher, seemingly of their own accord, accompanied by a steady parade of misinformation.

    Earnings simply aren't that great. The first quarter earnings myth keeps growing even as the second quarter earnings dream blooms. First quarter earnings growth for the Standard & Poor’s 500 were only 2.1%, according to FactSet.

  • Is Universal Index Life OK?

    A much-discussed insurance product lately is the universal index life policy. This type is best for people who need the reassurance of a guaranteed return and have no place left to shelter income. But high fees and caps on returns are downsides.

  • How to Invest in an Up Market

    As the stock market has reached all-time highs over the past year, perhaps you thought about getting in the game and grabbing your share. But beware. Investment decisions during periods like this are challenging because the biggest enemies in money management – fear and greed – influence your decisions most at times like these.

    With a bull market now well into its sixth year despite frequent threats of a looming correction, how can you avoid making rash decisions amid market highs?

  • Greed and the Penny Stock

    We all know that greed is bad, and disciplined investing is the best way to go. But too often, our emotions take us off track. A disturbing case in point is the tale of the most recent hot-stock phenomenon, called Cynk.

  • Investments in 2020

    The pace of recovery makes most investors edgy, yet regardless of the short-term pains, the years leading up to 2020 promise to be big, exciting and rewarding with all the opportunities surrounding technology and innovation.

  • 4 Bad Money Habits

    Often in personal finance, you focus on the things you should start doing, without giving consideration to those you need to stop doing. The bad habits you aren’t aware of could get you into financial troubles or off course from your goals. So read on for four bad money habits you should lose.

    1. Throwing down your credit card for every purchase. You have every intention to pay off the balance at the end of the month, and you rack up reward points. This is great in theory, but where people get into trouble is using the credit card without tracking.

  • How to Fill Jobs Going Begging

    Jobless stats drop steadily and companies being to cry for workers. Our national future may hinge on filling jobs fast. One contentious solution seems best: Workers from beyond our borders.

    I recently heard Neil Howe, a demographer who pays lots of attention to social and population shifts in this country. He mentioned that there are four million job openings right now. Four million.

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